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Private Credit Investment Opportunities in New Zealand

Explore wholesale private credit funds and investment opportunities in New Zealand. Compare returns, minimum investments, and fund managers.

Top Opportunities in May 2026Last updated: 30 May 2026

Private Credit in New Zealand

18 wholesale investment opportunities

Opportunities
18
Avg Return
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From
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AIP Eligible
6

Compare Top Opportunities

#1
Williams Corporation logo

Williams Corporation Completed Homes LP

by Williams Corporation

Open

10% p.a. secured by completed homes

Target Return
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Minimum
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Term
Medium term
Risk
Low
#2
Williams Corporation logo

Williams Corporation First Mortgage Investments

by Williams Corporation

Open

10% p.a. first mortgage returns

Target Return
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Minimum
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Term
Medium term
Risk
Medium
#3
Williams Corporation logo

Williams Corporation Capital

by Williams Corporation

Open

10% p.a. returns secured by property

Target Return
Sign up
Minimum
Sign up
Term
Medium term
Risk
Medium
#4
Squirrel logo

Squirrel Specialised Income Fund

by Squirrel

Open

Over 9% p.a. returns from diversified property lending

Target Return
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Minimum
Sign up
Term
Open-ended
Risk
Medium-high
#5
Peninsula Capital logo

Peninsula Credit Fund II LP

by Peninsula Capital

OpenAIP Eligible

9-12% p.a. quarterly distributions

Target Return
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Minimum
Sign up
Term
Open-ended evergreen
Risk
Medium
#6
Finbase logo

Finbase PIE Fund

by Finbase

Open

9% p.a. with first mortgage security

Target Return
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Minimum
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Term
Open-ended
Risk
Medium
#7
Finbase logo

Finbase Direct Lending Opportunities

by Finbase

Open

Choose individual first mortgages - 8-8.5% p.a.

Target Return
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Minimum
Sign up
Term
12 months (typical)
Risk
Medium-high
#8
Newland logo

Newland Credit Fund

by Newland

OpenAIP Eligible

Working capital & growth loans

Target Return
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Minimum
Sign up
Term
Medium-term
Risk
Medium
#9
Hunter Capital logo

Hunter Diversified Private Credit Fund

by Hunter Capital

OpenAIP Eligible

8-11% p.a. with monthly liquidity

Target Return
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Minimum
Sign up
Term
Open-ended
Risk
Medium
#10
Pioneer Capital logo

Pioneer Capital Private Debt 2

by Pioneer Capital

OpenAIP Eligible

8-12% p.a. from proven debt strategy

Target Return
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Minimum
Sign up
Term
5-7 years
Risk
Medium
#11
PCG logo

PCG Diversified New Zealand Private Debt Fund

by PCG

OpenAIP Eligible

8-10% p.a. with weekly liquidity

Target Return
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Minimum
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Term
Open-ended
Risk
Medium
#12
Obsidian Group logo

Obsidian Contributory Mortgage Scheme

by Obsidian Group

Open

Choose your own mortgages - 7.71% current returns

Target Return
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Minimum
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Term
Loan-by-loan basis
Risk
Medium
#13
Squirrel logo

Squirrel Wholesale Home Loan Fund

by Squirrel

Open

Bank rates + 1.75% p.a. from residential mortgages

Target Return
Sign up
Minimum
Sign up
Term
Open-ended
Risk
Low-medium
#14
Squirrel logo

Squirrel Wholesale Construction Loan Fund

by Squirrel

Open

Bank rates + 2.25% p.a. from construction lending

Target Return
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Minimum
Sign up
Term
Open-ended
Risk
Medium
#15
NetFunds logo

NetCredit Unit Trust

by NetFunds

OpenAIP Eligible

RBNZ +7% p.a. target, PIE compliant

Target Return
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Minimum
Sign up
Term
Medium-term (3yr avg)
Risk
Medium
#16
First Mortgage Trust logo

FMT Wholesale Fund

by First Mortgage Trust

Open

30 years, no capital losses, bonus returns

Target Return
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Minimum
Sign up
Term
Minimum 2 years
Risk
Low
#17
Blossum logo

Blossum Wholesale Fund

by Blossum

open
Target Return
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Minimum
Sign up
Term
Flexible
Risk
Medium
#18
Midlands Funds Management logo

Midlands Income Wholesale Fund

by Midlands Funds Management

open
Target Return
Sign up
Minimum
Sign up
Term
30-60 day redemption notice
Risk
Medium

About This Category

Discover private credit investment opportunities available to wholesale investors in New Zealand.