Wholesale Investments for Conservative Investors
Lower risk investments with capital preservation focus
Seeking stability and capital preservation? These wholesale investments offer lower risk profiles through secured lending, first mortgage positions, and income-focused strategies. Ideal for investors prioritizing capital protection over maximum returns, including those approaching or in retirement.
16 Matching Opportunities
Compare Top Opportunities
DE Capital Fund
by DE Capital
10-14% p.a. with equity participation upside
Williams Corporation Completed Homes LP
10% p.a. secured by completed homes
Williams Corporation First Mortgage Investments
10% p.a. first mortgage returns
Henton Fund 2
9-12% p.a. from experienced credit specialists
Peninsula Credit Fund II LP
9-12% p.a. quarterly distributions
Finbase PIE Fund
by Finbase
9% p.a. with first mortgage security
Finbase Direct Lending Opportunities
by Finbase
Choose individual first mortgages - 8-8.5% p.a.
Pioneer Capital Private Debt 2
8-12% p.a. from proven debt strategy
PCG Diversified New Zealand Private Debt Fund
by PCG
8-10% p.a. with weekly liquidity
Fidelity Capital Sustainable Energy Fund
BBB equivalent credit supporting clean energy
100% asset-backed helicopter leasing
Obsidian Contributory Mortgage Scheme
Choose your own mortgages - 7.71% current returns
Squirrel Wholesale Construction Loan Fund
by Squirrel
Bank rates + 2.25% p.a. from construction lending
Squirrel Wholesale Home Loan Fund
by Squirrel
Bank rates + 1.75% p.a. from residential mortgages
FMT Wholesale Fund
30 years, no capital losses, bonus returns
Midlands Income Wholesale Fund
Frequently Asked Questions
What makes an investment "conservative"?
Conservative wholesale investments typically feature: senior/first-ranking security positions, conservative loan-to-value ratios (under 70%), established borrowers with proven cash flows, diversified portfolios, and stable income focus over capital growth.
How do conservative fund returns compare to other investments?
Conservative wholesale investments generally have lower target returns than growth-focused investments, reflecting their lower risk profile. However, target returns are not guaranteed and actual returns may vary. Review each fund's historical performance, risk factors, and fee structure in their disclosure documents before investing.
Are conservative wholesale investments guaranteed?
No wholesale investment is guaranteed. However, conservative funds mitigate risk through security, diversification, and careful underwriting. Review each fund's risk factors, default history, and security structure. Even conservative investments can experience losses.
Important Information
This website is an information directory only and does not constitute financial advice. The information provided is general in nature and does not take into account your individual financial situation, objectives, or needs. Past performance is not indicative of future results.
Investment in wholesale products involves risk, including possible loss of principal. Wholesale investors do not have the same protections as retail investors under the Financial Markets Conduct Act 2013.
Before making any investment decision, you should seek independent financial, legal, and tax advice from appropriately qualified professionals. Wholesale Investor does not recommend or endorse any particular investment or fund manager.