Investment Opportunities Under $100K in New Zealand
Build your wholesale portfolio with accessible minimums
Compare Top Opportunities
2040 Ventures Climate Fund
Climate tech VC with 25% target IRR
2040 Ventures Punakaiki Fund
Evergreen VC with 20% target returns
Icehouse Ventures Seed Fund IV
Backing brave Kiwi founders
Active Long Term Growth Fund
by ForthCo
Mid-market PE with quarterly liquidity
Southern Alps Retirement Living Sunrise Fund
12-15% p.a. from retirement villages
Booster Innovation Fund
by Booster
Back NZ innovation going global - Listed PIE
Awatea Forest Fund
by Roger Dickie
Forestry with 11.8% returns + carbon credits
ARC Capital
by ARC Capital
Aged care & healthcare specialist
DE Capital Fund
by DE Capital
10-14% p.a. with equity participation upside
Collinson Wealth New Zealand Investment Fund - Growth Business Loans
10-14% p.a. from growth lending
Kākāpō Responsible Investment Fund
by Bancorp
10-15% p.a. with impact focus
Williams Corporation Completed Homes LP
10% p.a. secured by completed homes
Williams Corporation First Mortgage Investments
10% p.a. first mortgage returns
Williams Corporation Capital
10% p.a. returns secured by property
MyFarm KiwiFruit Fund Limited Partnership
Invest in NZ's globally successful kiwifruit industry
MyFarm Solar Fund Limited Partnership
Solar infrastructure with 10-12% returns
Blairlogie Pine Investment LP
Carbon forestry with 9.8% IRR over 30 years
Squirrel Specialised Income Fund
by Squirrel
Over 9% p.a. returns from diversified property lending
Henton Fund 2
9-12% p.a. from experienced credit specialists
Peninsula Credit Fund II LP
9-12% p.a. quarterly distributions
Seedling Next Gen Agri Limited Partnership
by Seedling
9% pre-tax IRR from sustainable dairy
Finbase PIE Fund
by Finbase
9% p.a. with first mortgage security
CQuest Forestry Fund Limited Partnership
Forestry with carbon credit potential
Finbase Direct Lending Opportunities
by Finbase
Choose individual first mortgages - 8-8.5% p.a.
MA NZ Growth Fund
13+ years investment migration leader
Newland Credit Fund
by Newland
Working capital & growth loans
ACIF NZ Investment Fund
by ACIF
AU$800M proven track record
Hunter Diversified Private Credit Fund
8-11% p.a. with monthly liquidity
Greener Pastures Kiwifruit Fund
8-12% p.a. from kiwifruit sector
PCG Diversified New Zealand Private Debt Fund
by PCG
8-10% p.a. with weekly liquidity
Castlerock Partners Fund
8% distributions + capital growth
Fidelity Capital Sustainable Energy Fund
BBB equivalent credit supporting clean energy
Jasper Industrial Income Plus Fund 1.0
by Jasper
Industrial properties with passive income
100% asset-backed helicopter leasing
Obsidian Contributory Mortgage Scheme
Choose your own mortgages - 7.71% current returns
Squirrel Wholesale Construction Loan Fund
by Squirrel
Bank rates + 2.25% p.a. from construction lending
Squirrel Wholesale Home Loan Fund
by Squirrel
Bank rates + 1.75% p.a. from residential mortgages
NetCredit Unit Trust
by NetFunds
RBNZ +7% p.a. target, PIE compliant
Brand Fund 2 by Previously Unavailable and Icehouse Ventures
28.63% IRR from Fund 1
Movac Growth Opportunity Fund (Fund 8)
by Movac
Top decile returns, 25+ years experience
Altered Capital Venture Fund II
$250m FUM, $1B FUA track record
Bridgewest Venture Fund 1 LP
Seed to Series A deep-tech focus
NZVC Fund 2
by NZVC
Top 5% Fund 1, 50% lower valuations
Quidnet Ventures Fund II
Top-quartile Fund I, 20+ companies
WNT Ventures Fund 4
by WNT Ventures
Top quartile with proven exits
Ryft Fund Zero
by Ryft
4-6 venture studio companies
GD1 Fund 3 LP
by GD1
Anchored by NZ Government largest VC investment
GD1 Fund 4 LP
by GD1
Upper quartile performance continues
IV Sustainable Technology Fund
Impact investing with sustainability outcomes
Ecliptic Venture Capital LP
Active hands-on management
Maūi Toa Fund 1
by Maūi Toa
Māori owned and led VC
Motion Capital
Climate-tech specialist with track record
New Zealand Fintech Fund
by Point16
Fintech fastest-growing sector (32% CAGR)
Nuance Connected Capital
Female scientist-led deep tech
Pacific Channel Fund III
Largest deep-tech VC in NZ
Matū Karihi Fund
by Matū Karihi
17 science & tech companies backed
Icehouse Ventures Seed Fund IV LP
NZ's most active early-stage VC
Pacific Channel Fund V (Renewable Energy)
Nationally significant renewable energy
Cultivate Ventures Limited Partnership
15% IRR target, industry backed
Blossum Wholesale Fund
by Blossum
Midlands Income Wholesale Fund
About This Category
Access New Zealand wholesale investment opportunities with minimum investments under $100,000. These opportunities bridge the gap between retail and high-net-worth investing, offering institutional-quality opportunities in private credit, property syndications, venture capital, and alternative assets. Ideal for eligible wholesale investors looking to diversify without committing large capital amounts upfront.
Frequently Asked Questions
Do I still need to be a wholesale investor?
Yes, these opportunities are exclusively for wholesale investors as defined under the Financial Markets Conduct Act 2013. You'll need to meet eligibility criteria based on income ($200K+), net assets ($1M+), or invest $750K+.
Do lower minimums mean lower returns?
Lower minimum investments don't determine returns - returns vary by asset class, strategy, and risk profile. Review each fund's specific target returns and historical performance in their disclosure documents. Past performance is not indicative of future results.
Can I invest in multiple funds with $100K total?
Absolutely! Many investors use lower minimums to build diversified portfolios across different asset classes, fund managers, and strategies. This approach spreads risk while maintaining exposure to multiple opportunities.
Important Information
This website is an information directory only and does not constitute financial advice. The information provided is general in nature and does not take into account your individual financial situation, objectives, or needs. Past performance is not indicative of future results.
Investment in wholesale products involves risk, including possible loss of principal. Wholesale investors do not have the same protections as retail investors under the Financial Markets Conduct Act 2013.
Before making any investment decision, you should seek independent financial, legal, and tax advice from appropriately qualified professionals. Wholesale Investor does not recommend or endorse any particular investment or fund manager.