Wholesale Investor NZWholesale Investor NZ
Top Opportunities in February 2026Last updated: 26 February 2026

Monthly Income Investment Opportunities in New Zealand

Regular monthly cash flow from wholesale investments

Opportunities
3
Avg Return
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AIP Eligible
2

Compare Top Opportunities

#1
Finbase logo

Finbase Direct Lending Opportunities

by Finbase

Open

Choose individual first mortgages - 8-8.5% p.a.

Target Return
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Minimum
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Term
12 months (typical)
Risk
Medium-high
#2
Hunter Capital logo

Hunter Diversified Private Credit Fund

by Hunter Capital

OpenAIP Eligible

8-11% p.a. with monthly liquidity

Target Return
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Minimum
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Term
Open-ended
Risk
Medium
#3
PCG logo

PCG Diversified New Zealand Private Debt Fund

by PCG

OpenAIP Eligible

8-10% p.a. with weekly liquidity

Target Return
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Minimum
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Term
Open-ended
Risk
Medium

About This Category

Discover wholesale investments offering monthly income distributions in New Zealand. These opportunities provide regular cash flow, perfect for investors seeking passive income or funding living expenses. Typically includes mortgage funds, income-focused property funds, and private credit opportunities. Monthly distributions offer predictable cash flow and can be reinvested or used to meet ongoing financial needs.

Frequently Asked Questions

How reliable are monthly distributions?

Reliability depends on the fund's underlying assets and income sources. Mortgage funds backed by secured lending typically offer consistent monthly distributions, while other funds may vary based on property rental income or loan repayments.

Can I reinvest monthly distributions?

Many funds offer distribution reinvestment plans (DRP) allowing automatic reinvestment of monthly income back into additional units. This compounds returns over time without requiring new capital.

Are monthly distributions taxed differently?

Distributions are typically taxed as income in the year received. PIE funds may offer tax advantages, while other structures may provide different tax treatments. Consult your tax advisor for specific guidance.

Important Information

This website is an information directory only and does not constitute financial advice. The information provided is general in nature and does not take into account your individual financial situation, objectives, or needs. Past performance is not indicative of future results.

Investment in wholesale products involves risk, including possible loss of principal. Wholesale investors do not have the same protections as retail investors under the Financial Markets Conduct Act 2013.

Before making any investment decision, you should seek independent financial, legal, and tax advice from appropriately qualified professionals. Wholesale Investor does not recommend or endorse any particular investment or fund manager.